Missouri Unclaimed Property

Missouri Unclaimed Property 

Everything You Need to Know For FREE!

Have you ever lost track of your financial assets and left them unclaimed? If yes, then you’re not alone. Every year, billions of dollars worth of unclaimed property in the US is left behind by their owners. In this guide, we’ll explore the unclaimed property laws in Missouri and how you can recover your lost assets.

What is Unclaimed Property?

Unclaimed property refers to any financial asset that has been abandoned or forgotten by its owner. This can include bank accounts, stocks, uncashed checks, insurance policies, utility deposits, and many other types of assets. The state governments hold onto these assets until the rightful owners claim them.

Unclaimed Property Laws in Missouri

Missouri has its own unclaimed property laws that are designed to protect the rights of the owners and ensure that the assets are returned to them. The Missouri State Treasurer’s office is responsible for administering these laws.

Reporting Requirements

Under Missouri law, businesses and financial institutions are required to report any unclaimed property to the State Treasurer’s office. The reporting deadline is October 31st of each year. The report must contain detailed information about the owner, the type of property, and its value.

Dormancy Periods

The dormancy period is the amount of time that must elapse before an asset can be considered unclaimed. In Missouri, the dormancy periods vary depending on the type of asset. For example:

Claiming Your Unclaimed Property

If you believe that you have unclaimed property in Missouri, you can search for it using the state’s online database. If you find your property, you can file a claim online or by mail. You’ll need to provide proof of your identity and ownership of the property.

Tips for Preventing Unclaimed Property

The best way to avoid unclaimed property is to keep track of your assets and make sure that they’re not forgotten. Here are some tips that can help:

  • Keep a record of all your financial assets and their account numbers
  • Keep your contact information up-to-date with your financial institutions
  • Cash checks as soon as possible
  • Respond promptly to any notifications from your financial institutions or the state

Frequently Asked Questions about Unclaimed Property in Missouri

Q: How do I know if I have unclaimed property in Missouri?

A: You can search for unclaimed property using the Missouri State Treasurer’s online database.

Q: What happens to unclaimed property in Missouri?

A: Unclaimed property in Missouri is held by the State Treasurer’s office until the rightful owner claims it.

Q: How long does it take to receive my unclaimed property in Missouri?

A: The processing time for unclaimed property claims in Missouri can vary depending on the complexity of the claim.

Q: Can someone else claim my unclaimed property in Missouri?

A: No, only the rightful owner of the property can claim it.

Q: Are there any fees associated with claiming my unclaimed property in Missouri?

A: No, there are no fees associated with claiming your unclaimed property in Missouri.


If the unclaimed property is not claimed within a certain period of time, it may be sold at auction. The proceeds from the sale are held for the rightful owner, who can still claim the money even after the sale has taken place.


Unclaimed property is a serious issue that affects millions of Americans. However, with the right knowledge and tools, you can prevent it from happening to you. If you believe that you have unclaimed property in Missouri, don’t hesitate to search for it and file a claim. Remember to keep track of your assets to prevent them from becoming unclaimed in the first place.