Montana Unclaimed Property

Montana Unclaimed Property 

A Complete Guide For Free!

Are you a resident of Montana or have property in the state? Did you know that you may have unclaimed property that belongs to you? According to the Montana Department of Revenue, over $171 million in unclaimed property is waiting to be claimed by its rightful owners. This comprehensive guide will provide you with all the information you need to know about unclaimed property in Montana.

What is Unclaimed Property?

Unclaimed property refers to financial assets that have been abandoned by their owners for an extended period of time. This can include bank accounts, stocks, bonds, insurance payments, uncashed checks, and even safe deposit box contents. In Montana, unclaimed property is considered abandoned after the owner has had no contact with the holder for a certain number of years.

How Does Property Become Unclaimed in Montana?

In Montana, financial institutions, businesses, and government agencies are required to report unclaimed property to the state treasurer’s office. Once reported, the state treasurer’s office holds the property in a custodial capacity until the rightful owner comes forward to claim it.

Montana Unclaimed Property Laws 

Montana has its own unclaimed property laws that are designed to protect the rights of the owners and ensure that the assets are returned to them. The Montana Department of Revenue is responsible for administering these laws.

Reporting Requirements

Under Montana law, businesses and financial institutions are required to report any unclaimed property to the Department of Revenue. The reporting deadline is November 1st of each year. The report must contain detailed information about the owner, the type of property, and its value.

Dormancy Periods

The dormancy period is the amount of time that must elapse before an asset can be considered unclaimed. In Montana, the dormancy periods vary depending on the type of asset. For example:

  • Bank accounts: 5 years
  • Safe deposit boxes: 5 years
  • Stocks and bonds: 3 years
  • Uncashed checks: 3 years
  • Insurance policies: 3 years

How to Search for Montana Unclaimed Property?

The Montana Department of Revenue maintains an online database of unclaimed property that is searchable by name or property ID. To search for unclaimed property, follow these steps:

  1. Go to
  2. Click on the “Search for Unclaimed Property” link
  3. Enter your first and last name or the property ID, and click “Search”

If your name appears on the list of unclaimed property, you can file a cl

What Documentation is Needed to Claim Unclaimed Property in Montana?

aim online or by mail.

To claim unclaimed property in Montana, you will need to provide documentation to prove your identity and ownership of the property. Acceptable forms of identification include a government-issued ID, passport, or driver’s license. To prove ownership, you may need to provide documentation such as bank statements, stock certificates, or insurance policies.

How Long Does it Take to Receive Unclaimed Property in Montana?

The process of claiming unclaimed property in Montana can take several weeks to several months, depending on the complexity of the claim and the amount of documentation required. Once your claim is approved, the Montana Department of Revenue will send you a check for the amount of the unclaimed property.

What Happens to Unclaimed Property in Montana if it is not Claimed?

If unclaimed property in Montana is not claimed within a certain period of time, it may be sold at auction. The proceeds from the sale are then held in trust for the rightful owner, who can still claim the proceeds at any time.

Tips to Prevent Property from Becoming Unclaimed in Montana

To prevent your property from becoming unclaimed in Montana, there are a few simple steps you can take:

  1. Keep track of all your financial accounts and regularly check them for activity.
  2. Keep your contact information up-to-date with all financial institutions and businesses.
  3. Cash all checks promptly to prevent them from becoming stale-dated.
  4. Make a list of all your assets and keep it in a secure location.


Unclaimed property is a common issue that affects many residents of Montana. By following the steps outlined in this guide, you can take the necessary steps to claim any unclaimed property that belongs to you. Don’t let your hard-earned assets go to waste – search for unclaimed property today and claim what is rightfully yours.